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Rates and terms can change. Confirm details with the bank.

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A curated sample of direct US bank savings accounts, not the whole market or a personal recommendation. Rates are variable; confirm terms, eligibility and deposit coverage with the bank. Fintech arrangements are covered separately.

Checked rates expire after 24 hours; bank verification expires after 30 days. Pending, future and stale rates are excluded from current APY rankings. Read our methodology.